THE SETTLEMENT CONCIERGE LIST

Your Essential Guide to a Smooth Move

Congratulations! While we handle the legal transfer of your property, this checklist is designed to help you manage the “life admin” of moving house in Queensland. Buying or selling a property can be complicated, and there are many important decisions to make before you get your keys. 

To help you feel confident during this process, we have created a list of to-dos, trusted contacts and resources to ensure a smooth transition and help you plan for your future. Print this page and keep it handy as you tick off what you need to do.

The Essentials

  • Electricity & Gas: Arrange for a final meter reading (Sellers) or connection (Buyers) for the day of settlement.
  • Internet & NBN: Contact your provider at least 2 weeks before your move.
  • Mail Redirection: Set up a redirection service with Australia Post for 3–6 months
  • TMR (Transport & Main Roads): You must update your address on your QLD Driver’s Licence within 14 days.
  • Electoral Roll (AEC): Update your details to ensure you remain on the roll for your new electorate.
  • Insurance Providers: Notify your insurance companies.
  • Banks & Super: Update your mailing address for all financial institutions and your MyGov account.
  • Pet Registration: Update your pet’s microchip details and register them with the new local Council.

For Buyers: The Pre-Settlement Phase

  • Home Insurance: Ensure your policy is active and the lender is noted. In QLD, risk usually passes to you on the business day after the contract is signed.
  • Building & Pest Inspection: Gain a clear, unbiased understanding of the property’s actual condition, identifying any structural faults or pest activity before you commit to the purchase.
  • Final Inspection: Conduct this 24–48 hours before settlement. Check inclusions are present, and the property is in the agreed condition.
  • Bin Day: Check the local Council website to find out your bin collection days and “recycling week” schedule.

For Sellers: The Handover Phase

  • Smart Home De-registration: De-register your account from smart doorbells, solar apps, or smart lighting.
  • Vacant Possession: Ensure all rubbish and garden waste are removed before the buyer’s final inspection.
  • Keys & Remotes: Collect all sets of keys and garage remotes to leave with the agent.
  • Instruction Manuals: Leave manuals for ovens, A/C’s, or alarm systems in a kitchen drawer for the new owners.

Trusted Professionals

Building & Pest Inspectors: While a seller may sometimes provide a pre-sale building and pest report, a buyer needs to commission their own independent inspection. Gain a clear, unbiased understanding of the property’s actual condition, identifying any structural faults or pest activity before you commit to the purchase. This due diligence is your best protection. Contact Emma Duncan at jimsbuildinginspections.com.au Phone: 131 546.

Insurance Brokers: Buying a home changes your insurance needs. An insurance broker can review your existing policies, whether it’s for home and contents or landlord insurance, and help you find the best coverage at a competitive price to protect your new asset. Contact Ryan McGregor at TIC Insurance Brokers Phone: (07) 3823 6999.

Property Managers: If you are purchasing an investment property, a property manager is an essential resource. They handle the day-to-day operations of the rental, including finding tenants, collecting rent, and coordinating maintenance and repairs. Contact Rebecca Ormesher at Property Collective Agency Phone: 0450 577 573

Quantity Surveyors: This is a highly specialised profession and crucial for investment property owners. A quantity surveyor can prepare a tax depreciation schedule that identifies all depreciable items within a property. This schedule can lead to significant tax deductions and improve your overall investment returns. Contact Richard Ray at Accurate Estimating Services Phone: 07 3012 9996.

Life Insurance Agents: A life insurance agent can help you protect your assets and your family’s financial future. As your financial situation changes after a property sale, it’s a good time to review your life insurance and other forms of asset protection. Contact Jason Fleming at Fleming Financial Insurance Broker Phone: 07 3391 7342.

Important Information & Disclaimer
This list of recommended tradespeople and service providers is provided as a courtesy to assist you during your property journey. While we only recommend professionals with a reputation for quality service, please note that these are independent providers. We do not guarantee their work, nor are we liable for any agreements, services, or outcomes resulting from your engagement with them. We encourage you to conduct your own due diligence, request independent quotes, and verify licenses and insurance before proceeding.

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The SMS Law Team
www.smslaw.com.au